SIP vs Lump Sum: Which Strategy Wins Over 10 Years?
Compare Systematic Investment Plans (SIP) vs Lump Sum investing over 5, 10, and 20 years. Historical market returns, rupee-cost averaging, and math.
Calculate the future value and wealth gain of your monthly Systematic Investment Plan (SIP) in mutual funds or equities.
SIP contributions are modeled as an annuity due (investments made at the beginning of each monthly cycle):
Where P is the monthly investment amount, i is the periodic monthly interest rate, and n is the total number of deposits.
Total amount deposited: 3,000,000
Estimated compound wealth gain: 3,553,000+
Total maturity value: 6,553,000+ (more than double the invested principal!).
Calculate compound interest growth with regular monthly deposits, flexible compounding frequencies, and detailed wealth schedules.
Calculate Equated Monthly Installments (EMI) for home, car, or personal loans with a complete monthly breakdown table.
Calculate percentage increase, percentage decrease, percentage difference, and "what is X% of Y" with step-by-step math.
Compare Systematic Investment Plans (SIP) vs Lump Sum investing over 5, 10, and 20 years. Historical market returns, rupee-cost averaging, and math.
Understand the power of compound interest through concrete mathematical examples, daily vs monthly compounding rates, and the Rule of 72.